Health Care Unitization Essay Example

Health Care Unitization Essay Example Health Care Unitization Paper Health Care Unitization Paper 1Health Care Unitization, Health Care Reform Health Care Unitization Paper Health Care Reform By: Sara Robinson University of Phoenix HCS/235 Instructor: Glorinda Pastorius 2Health Care Unitization, Health Care Reform The new health care reform has brought up many questions and concerns among the American people. The health care reform was signed into act 2010 by president Obama. The health care act was put into place because of the ongoing health care crisis in the United States. Later the health care reform act was updated and the new laws were put into place in January of 2014. In this paper I plan to address issues on the new healthcare reform act. Addressing weather the reform act has expanded or inhibited access to health care. How the changes have influenced utilization of care. Give an explanation of what Universal healthcare, if it reflects the healthcare reform and who the stakeholders are in universal healthcare. In this paper I will also discuss the emerging roles in the health care industry. The Healthcare reform act was put into place by President Obama; this law expanded affordable health insurance to millions of he underinsured and uninsured. The positive effects that the healthcare reform are, allowing young adults under the age of 26 to be able to say on their parents/gardens insurance plans, this assists 6. 6 million young adults who are not able to afford insurance. (Consumer Reports, 2013) The Medicare expansion widens the range of coverage to lower income and immigrants that have been in the United States for 5 or more years. (Washington State Health Authratiy, 2014) The healthcare income subsides for lower income individuals and families; this is a tax credit that can assist with the cost of purchasing health insurance. With the new law people can no longer be denied coverage due to preexisting conditions or health, sex or race. (Consumer Reports, 2013) The new law also prohibits the insurance companies form having a lifetime cap on policies that have exceeded the amount the insurance companies want to pay. (Washington State Health Authratiy, 2014) What denial of insurance did to the preexisting conditions and people who had reached their limits was denying 3Health Care Unitization, Health Care Reform the people who needed insurance the most. The debate on whether the new reform is going to be  successful, there are still issues that are holding the middle lower class form abating regular healthcare. One of those issues are the fact that even with the tax credit and lower monthly cost of premiums the high deductible and cost of regular medical care is a deterrent for struggling lower income Americans. The concern is the out of pocket expenses will reflect on a lower incomes person’s ability to receive quality care. (Nunley Fellows, 2008) The smaller companies and businesses are also faced with the choice of lowering the monthly cost and opting for a higher deductible insurance plan. The higher deductible plans means more out of pocket spending, which some incomes cannot afford. (Nunley Fellows, 2008) This means the insurance companies and Medicare will be more focus on reducing the health care cost and spending. The health care reform has influenced the utilization of care by giving greater access to affordable preventive care, lower drug and prescription costs, and better coverage for chronic illness. (AB, et al. , 2003). The number of people that reach out to outpatient facilities has increased by 29% over that past decade; (AB, et al. , 2003) this indicates that the consumers are  looking for a less expensive alternative to the more expensive emergency room visit. There are a greater number of outpatient facilities in rural areas where there is less access to general practitioners and hospitals. The Health Care and Education Reconciliation Act increased investments to the more needy areas where there is less access to healthcare facilities. (Senate, 2010)The 2010 reform act included grants and federal funding to higher education. (Stansfeild, Cross, Hui, 2012) The reason why the grants and funding is a reflection towards the utilization  is it expands the growth of newly educated healthcare workers. 4Health Care Unitization, Health Care Reform Universal health care according to the World wide health organization (WHO) is abatable health care and services that will not cause financial burden to pay for care. (United Nations, 2014) Healthcare coverage in the United States was not reflective of what universal health care stands for. There are still many holes in the health care reform that is not satisfying the Americans need for better healthcare. There are still 45 million (Balaced Politics, 2014)of  uninsured Americans including immigrants. The lower middle class is still unable to afford the high deductibles and premiums costs for quality healthcare. The health care reform is attempting to close the gap between cost and coverage, in due time the issues may be resolved, as for now it is still not fully obtainable for all Americans to afford health insurance. Universal health care is to assist in the education and health of the people who do not have regular access to health care. (United Nations, 2014) The American Public Health Association has been pushing for universal healthcare for  years with not support from the government and general public. (Akhter, 2003 January) Many different Presidents and politicians of the Clinton administration also advocated for universal health care policies even putting in a proposal in 1993 which was later rejected. (Akhter, 2003 January) The low income and middle class are the people who would benefit greatly from having universal healthcare, that would make these people stakeholders in the push for universal healthcare. Emerging health care roles in health care are occupations that cost less and can produce similar results. These occupations are technician jobs or assistant positions. A pharmacy technician makes far less than a pharmacist but can do most of the work under a pharmacist saving a facility or pharmacy thousands a year. (Evans, 2014) Another emerging role is the medical assistant; this job can save the cost by replacing a registered nurse and a clinical 5Health Care Unitization, Health Care Reform receptionist. A medical assistant is trained to preform office filing, billing and can take vitals and prep a patients for a physician’s office. Many of the emerging roles are due to the new healthcare  act; the costs have to be brought down to accommodate the changes in the Medicare and private insurance policies. Healthcare coordinators are also on the rise these jobs are to assist the elderly and disabled to find proper care. (Evans, 2014) As the baby boomer generation is reaching retirement and becoming older the need for more geriatric workers is growing the need for low cost qualified health care. In conclusion although the healthcare reform act has challenged the health care industry it has expanded healthcare by making preventative care more accessible to the lower and middle class  Americans. In addition it extended the inclusion of more prescriptions to Medicare/Medicaid. Enforced the insurance companies to not exclude the chronically ill or preexisting conditions; making insurance accessible to the people who need it the most. The utilization of access to care is not fully addressed in rural areas, but with the health care grants and funding toward education the hopes of the lack of health care workers will be addressed. As for now the United States is moving toward a better healthcare system, but it does not currently reflect the idea of universal  healthcare. Stakeholders for universal healthcare are the advocates towards equality and education. As stated emerging roles in healthcare are pushing toward more technical and assistant jobs that help reduce the cost of health care in accordance to the health care act. 6Health Care Unitization, Health Care Reform References AB, B. , E, H. , AJ, M. , KF, A. , AB, S. , RB. , T. (2003). Health care in America:Trends in utilization. National Center for Health Statistics. Anderson, A. D. (2014). The Impact of the Affordable Care Act on the Health Care Workforce. Washington DC: The Heritage Foundation. Balaced Politics. (2014). Retrieved from Balaced politics. org: balancedpolitics. org/universal_health_care. htm Consumer Reports. (2013, March). Retrieved from Consumer Reports. org: consumerreports. org/cro/2012/06/update-on-health-care-reform/index. htm Evans, M. (2014, 09 20). Modern Healthcare/healthcare reform. Retrieved from Modern healthcare: modernhealthcare. com/article/20140920/MAGAZINE/309209980 Nunley, Fellows, W. H. (2008). Issues facing America: Underinsured patients. AAOS Now. Retrieved from American Academy of Othopedic Surgons. Nunley, M. , Fellows, W. H. (2008). Issues facing America: Underinsured patients. AAOS Now. Retrieved from American Academy of Othopedic Surgons. Stansfeild, P. S. , Cross, N. , Hui, N. (2012). Intoduction to Health Care Professions (Vol. 6th ). United Nations. (2014). World Health orginization. Retrieved from WHO: who. int/universal_health_coverage/en/ 7Health Care Unitization, Health Care Reform Washington State Health Authratiy. (2014). Retrieved from WSA healthcare reform: hca. wa. gov/hcr/Pages/default. aspx